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What to do if you are in a car accident# S0 d1 S8 _( u/ _- x, Z, z P
; U' A/ n3 g3 S* D. MStep1. If possible, stop your car in a safe and visible place. If a car
. \) m. q `' j" H0 z+ ^6 @! g cannot be moved, turn on the hazard lights. Turn off the9 |* _2 H0 [$ R) R
ignition. Be careful when exiting your car.
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Step2. Determine if anyone is injured. Do not move an injured person.5 _! h% ^! A5 E2 Q1 F
9 k" h( \8 M- H; X7 |% jStep3. Call 911 for the police and ambulance (if needed) immediately. 4 x: z% k; K$ h3 b* C
Report any injuries.
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Step4. If another vehicle is involved, get the car’s year, make, model
- N/ j1 a; b, N& {0 H4 j( q and license plate number; the driver’s name, address and license
! n4 h' @' q6 M* Q! L1 B; a number; and the name of his or her insurance company. If the 0 q) w0 B6 \: o. j( C4 T' H( F- q$ W
driver does not own the car, get the name of the car’s owner.
! W, ^1 o: |% r/ m& b, c' O Write down names and addresses of other passengers or
) \0 l- ~8 L& d" m witnesses. If you have a camera take pictures of the accident / L8 t' C- n* G7 y- K6 c* M
scene.
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Step5. The police officer will give you a copy of the collision report.
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Step6. Cooperate with the police, but do not admit guilt for the + i( |0 L O3 \" @; T v# Y! J
accident in any way. You may be required to show proof of : @5 E7 p J0 ~' v! Q. F% Z
insurance, but do not reveal how much coverage you have.# R! }9 a2 l L+ U& O% D) E
- d: ~8 t; O5 L# A: oStep7. Do not accept any money the other driver may offer. By
T- E2 r% m8 C# C, B+ E4 |; b accepting money, you may give up your right to file a claim
; X2 z- n( E+ M+ j' v) @+ T against the other driver, even if the damages turn out to be
! ^! n" R1 Q3 Y more extensive than you first thought.' ?) O2 h- T$ w3 _8 F D
2 R1 D; ^# I1 p# Z/ T/ SStep8. Do not agree to forget about a minor accident. You may see
% }6 L n( b* o. ~ later that there were hidden damages or injuries. The other Z/ O8 m, t3 s: h0 M! c4 }
person may even file a lawsuit against you.
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( V; R, A8 M: v* e0 r/ { [. H# i3 wStep9. Write an account of what happened: time of day, weather, : r% s" { ], Q# k N
hazards, road conditions and driving speed. Draw a picture of
- p! u( x$ g$ |8 f the site, showing stop signs, signal lights, etc. Try to measure
' K6 ?# x% x& G2 a6 O+ p1 P skid marks and determine the point of impact. Note any damage$ p; d6 S2 c& l8 q3 f
already on other cars involved. If a camera is available, take 9 ^/ u6 j: R* k' ~. N/ Z( ~8 W' X
pictures of the accident.5 ^- l3 ~* y4 y& l/ X
3 h: d, J1 \0 {+ m+ o; |# \Step10. Report the accident to your insurance agent or insurance
3 j* T% k( ^' t4 I company as soon as possible. Call a lawyer Bruce King, to discuss
: L4 o- f* e$ I; |! | your accident.: F" Q0 y7 q! e7 V& \
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[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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