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加拿大最好的活期利率 RRSP TFSA

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发表于 2010-1-17 11:23 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
介绍一下省钱+白赚25块钱奖金的办法。其实不少人都不小心在自己的支票账户(chequingaccount)里面放了不少钱,有的是有意留着以备急用,有得就是刚发的工资。可是不知道你想过没有,假设你的支票帐户总是保持5000块,这些钱如果存起来1年的利息就是150多块。现在金融危机,省一点是一点,为什么要白白损失150块呢。在加拿大呆久了的朋友都知道INGDirect,他就是一种活期账户,3%的利息(TFSA),跟你现有的支票账户通过电子方式连起来,钱暂时不需要的时候就转到 INGDIRECT赚利息,需要钱的时候只需要等一到两天.钱就可以从INGDIRECT转回支票账户。. 那位朋友说了,我的钱存在ING安全么?您尽管放心,ING总部在荷兰,截至2008年,它已经是全球第9大公司。截至2007年INGDIRECT加拿大分行已经有150万用户,存款额达到230亿。INGDIRECT加拿大分行也是受 CanadaDepositInsuranceCorporation保护的,10万以下的存款都有破产保护,跟加拿大的主要银行享受同样的待遇.他就是以这种不设分行的方式,才能给那么好的利率,而且 INGDIRECT也不是取代支票账户的,是一个很好的补充。
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. t# F# e8 ~) r: m( q8 X开账户也很简单, 只要登陆网站 www.ingdirect.ca/referafriend/  然后填写个人信息提出申请,欢迎使用我的推荐码 (orange key) 13336440S1,可以拿到$25块钱的奖金。如果你能介绍50个朋友,也就可以拿到2000块奖金。& T( o6 W& w/ q: ~2 l! a  N
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注意申请者需有SIN。
' Z3 `1 [% Z, o3 E/ v. V3 y* U- L, B* V. c4 _3 }% p+ `
ING DIRECT的所有利率情况如下:
; f# y& |* f& [/ f% W  K1 S, E/ cInvestment Savings Account (ISA) 1.35%, R9 w0 G2 j* V: }% p+ e' T
US$ Investment Savings Account (ISA) 0.75%
8 Q/ `8 P4 ^1 pRSP Investment Savings Account (RISA) 1.35%
' i1 J8 Q# z( i0 F0 Z$ ^1 kTax-Free Investment Savings Account (TFSA) 3.00%
; P& ]3 J' s% ZChildren's Savings Account 1.35%
4 u. @  |( ~# r8 MBusiness Investment Savings Account 1.35%
1 q' r; l' N( C. k0 x, YUS$ Business Investment Savings Account 0.75%
1 k) t( c) V; L8 g) b5 M( k' IGuaranteed Investment (GIC) - 1 Year 1.25%3 m, `1 h/ _' M
Guaranteed Investment (GIC) - 1 ½ Year 1.50%( d/ u1 h4 `# \2 T4 n; D
Guaranteed Investment (GIC) - 2 Year 2.00%) d6 M7 q+ {5 x3 t1 k4 P! G
Guaranteed Investment (GIC) - 3 Year 2.50%
, ?, R: X$ y, P# `$ o! DGuaranteed Investment (GIC) - 4 Year 2.50%
% {. b4 _5 R' W1 o9 NGuaranteed Investment (GIC) - 5 Year 3.25%5 w% D. k  h: Q% A! {9 O, X
US$ Guaranteed Investment (GIC) - 1 Year 1.00%
$ D* x( I% I* P. W8 `& _US$ Guaranteed Investment (GIC) - 1 ½ Year 1.10%
% `, L+ \$ f: w  H. q+ xUS$ Guaranteed Investment (GIC) - 2 Year 1.25%) U. K1 Q2 T/ w/ g* x
US$ Guaranteed Investment (GIC) - 3 Year 2.00%
" Y" q& \: G- EUS$ Guaranteed Investment (GIC) - 4 Year 2.00%
$ q0 [/ @7 }7 ]% }, z+ ]* t1 bUS$ Guaranteed Investment (GIC) - 5 Year 2.00%
7 N' d2 |  j7 X6 y' TShort Term Guaranteed Investment (GIC) - 90 Days 0.50%, ?+ a- Z0 A* r
Short Term Guaranteed Investment (GIC) - 180 Days 0.50%
, e6 @0 ]0 q1 t$ }7 CShort Term Guaranteed Investment (GIC) - 270 Days 0.50%
" o5 v* s6 M9 l# n# GUS$ Short Term Guaranteed Investment (GIC) - 90 Days 0.80%5 R: G" E1 t+ ^
US$ Short Term Guaranteed Investment (GIC) - 180 Days 1.00%* }% \/ Y- c/ o
US$ Short Term Guaranteed Investment (GIC) - 270 Days 1.00%5 G  t$ F) L1 L  y2 @- K/ V
Business Guaranteed Investment (GIC) - 1 Year 1.25%
6 J; H. f$ [- b  _- l! \" u$ FBusiness Guaranteed Investment (GIC) - 1 ½ Year 1.50%
$ `8 |8 l: Q+ l. lBusiness Guaranteed Investment (GIC) - 2 Year 2.00%
" }+ X& j8 H* H9 W' }9 ~Business Guaranteed Investment (GIC) - 3 Year 2.50%
0 `* b. {- _6 U) }" vBusiness Guaranteed Investment (GIC) - 4 Year 2.50%, D: d2 Z5 l8 e9 }% c. W
Business Guaranteed Investment (GIC) - 5 Year 3.25%' {: @- r6 H: k
US$ Business Guaranteed Investment (GIC) - 1 Year 1.00%
& b9 Y8 F* ~+ O, a# `US$ Business Guaranteed Investment (GIC) - 1 ½ Year 1.10%# ^$ J5 g/ j, j
US$ Business Guaranteed Investment (GIC) - 2 Year 1.25%! ?  J% i4 t0 ~
US$ Business Guaranteed Investment (GIC) - 3 Year 2.00%
8 ?3 W  j/ {2 h  F* D5 S+ XUS$ Business Guaranteed Investment (GIC) - 4 Year 2.00%5 Q/ k; z" E" L4 Z& Z+ k" ]
US$ Business Guaranteed Investment (GIC) - 5 Year 2.00%
  A% d0 y/ D2 ^# K1 K2 y( BBusiness Short Term Guaranteed Investment (GIC) - 90 Days 0.50%1 h! ~, U/ d, W) e/ J( X' l$ L
Business Short Term Guaranteed Investment (GIC) - 180 Days 0.50%% _0 c2 Z  r/ v% {
Business Short Term Guaranteed Investment (GIC) - 270 Days 0.50%
7 T9 M+ w4 ~! h5 ?- JUS$ Business Short Term Guaranteed Investment (GIC) - 90 Days 0.80%
* J+ ~/ V) b  U& d' E, zUS$ Business Short Term Guaranteed Investment (GIC) - 180 Days 1.00%- z9 U6 D: d: h  N( X# {
US$ Business Short Term Guaranteed Investment (GIC) - 270 Days 1.00%: z$ X, b3 h- D: n( M7 {2 ^
RSP Guaranteed Investment (RGIC) - 1 Year 1.25%' J4 V! J% J! O! s: r& v
RSP Guaranteed Investment (RGIC) - 1 ½ Year 1.50%
# f4 v7 R0 Z! U/ R) MRSP Guaranteed Investment (RGIC) - 2 Year 2.00%1 R/ |* V, K7 C7 U
RSP Guaranteed Investment (RGIC) - 3 Year 2.50%' @* R( I% U6 ^/ L2 N) L
RSP Guaranteed Investment (RGIC) - 4 Year 2.50%
0 i/ M9 @0 }/ p7 I/ wRSP Guaranteed Investment (RGIC) - 5 Year 3.25%
8 N+ h. A4 K: [' U' ]Short Term RSP Guaranteed Investment (RGIC) - 90 Days 0.50%* s) e: E. L  ?0 F
Short Term RSP Guaranteed Investment (RGIC) - 180 Days 0.50%" q/ ^; L0 O7 m. J% @! F
Short Term RSP Guaranteed Investment (RGIC) - 270 Days 0.50%
: n9 P/ T3 z) GTax-Free Guaranteed Investment (GIC) - 1 Year 1.25%* P+ Z  }( o! W1 U
Tax-Free Guaranteed Investment (GIC) - 1 ½ Year 1.50%/ \  l$ E- ^0 Z3 _6 n& a
Tax-Free Guaranteed Investment (GIC) - 2 Year 2.00%
! A( n6 O  A, I# n  tTax-Free Guaranteed Investment (GIC) - 3 Year 2.50%, U  ^. c" W# g% ~% q5 V
Tax-Free Guaranteed Investment (GIC) - 4 Year 2.50%
: M$ w( h, j2 @; O0 U5 p; s7 eTax-Free Guaranteed Investment (GIC) - 5 Year 3.25%
0 w. D7 e- N! |Tax-Free Short Term Guaranteed Investment (GIC) - 90 Days 0.50%
: o/ v3 r0 l) |# o, ~3 oTax-Free Short Term Guaranteed Investment (GIC) - 180 Days 0.50%
) S3 B9 l$ k; J6 b" y' E, h$ ]Tax-Free Short Term Guaranteed Investment (GIC) - 270 Days 0.50%8 |: _- i8 d( p3 ?
Credit Account as low as 3.95%. n3 B0 i5 U" b- U5 a  n) Y
unmortgage - 1 Year 3.39%5 u: K2 q# q1 S+ s; R9 P
unmortgage - 2 Year 3.59%
# S# t: {1 D8 G& @' w1 j/ A% Nunmortgage - 3 Year 3.65%
7 R, m4 ~8 `/ ^unmortgage - 4 Year 4.09%0 ^0 _0 O) r. |7 ^% F; |
unmortgage - 5 Year 4.49%
% B" t4 O4 {# D8 Y0 @unmortgage - 7 Year 5.50%6 R* V3 l) w; r5 w2 `$ y0 x
unmortgage - 10 Year 5.50%  W1 {% i* L" [1 M' q$ F
unmortgage - 5 year variable
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