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In such financial service, I observe the common sense rule: 1) If I trust a professional, I do my home work first, then I will stick to the advise, and I accept that such a professional makes some minor mistakes, but not the serious ones. 2) If I don't do my home work, and I trust someone, I would have nobody else but myself to blame. 3) RESP stuff, my rule of thumb is transparency, control and liquidity. Those sales professionals failed reasonably bad when I picked up the phone and asked questions. Later on, I have to open a self-directed account to manage on my own.# t1 Z1 h5 Q/ S1 i9 k1 h
3 n* W3 }3 D5 q0 }& MThe owner of this topic has been using service for 17 years and didn't find any issue. If I were him, I would be very thankful because at least in the past 17 years, I was almost worry free. How much time I saved. |
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