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What to do if you are in a car accident4 j0 E' R- M* D# s3 a. i
- ]2 t' Z9 f9 `3 rStep1. If possible, stop your car in a safe and visible place. If a car 2 R$ J* n$ F- B, p
cannot be moved, turn on the hazard lights. Turn off the. \' B" g+ A% { |' C4 E8 R
ignition. Be careful when exiting your car.4 O! @! ?7 n t% i9 P
7 D8 G4 _# v" J' _Step2. Determine if anyone is injured. Do not move an injured person.
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: H+ C5 `* b7 G2 e% \( z+ oStep3. Call 911 for the police and ambulance (if needed) immediately. % a0 @" K6 m) R3 A7 V9 K- @/ i
Report any injuries.. B( s' N! B3 [, D
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Step4. If another vehicle is involved, get the car’s year, make, model ( _6 b: o% G; o; y
and license plate number; the driver’s name, address and license) U0 a) r/ s! H% e- a
number; and the name of his or her insurance company. If the
9 ]+ B$ t& L0 \# z+ K driver does not own the car, get the name of the car’s owner.
. o2 N# u0 A, e N. W Write down names and addresses of other passengers or
: E; e" S% M$ e. U" h: `2 R% y5 v witnesses. If you have a camera take pictures of the accident
& b K& }4 `# I% a3 D scene.& v+ Z4 t) _# X5 c8 ~: {
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Step5. The police officer will give you a copy of the collision report.! g, \; N+ d3 m: \& Y8 k2 C
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Step6. Cooperate with the police, but do not admit guilt for the
% U* V- ~" t9 s1 n9 s0 q% w; s accident in any way. You may be required to show proof of : \! d) a, l! z* r+ @& v, G
insurance, but do not reveal how much coverage you have.
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Step7. Do not accept any money the other driver may offer. By! g3 H( E- \! N* [; Z. [) u7 U+ |; z
accepting money, you may give up your right to file a claim
' p5 U; y$ U0 S! v against the other driver, even if the damages turn out to be
( B5 y* L! l+ v A* y more extensive than you first thought.: t2 g6 O7 I9 ~: S; W
5 S& Y) H; [" @" V7 e; M% f ZStep8. Do not agree to forget about a minor accident. You may see
! X" p5 L7 P2 `( d6 a" I" A( ?; k$ | later that there were hidden damages or injuries. The other0 T" i w) Z# {% F+ ^1 {
person may even file a lawsuit against you./ {" O G0 Q+ e/ D& N2 W6 L
8 V1 f- E% b1 R4 ZStep9. Write an account of what happened: time of day, weather, 1 [, O8 d3 E9 `. P, v* { Q n
hazards, road conditions and driving speed. Draw a picture of
+ k% R2 c1 y; | the site, showing stop signs, signal lights, etc. Try to measure $ f6 ]! ~* F! W. G
skid marks and determine the point of impact. Note any damage. F0 o7 |5 P1 d Y$ Q' v
already on other cars involved. If a camera is available, take
! w( s2 f4 ]2 }* c( v/ y8 Z' h' c pictures of the accident.- Z% F2 w# q. w- L* J
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Step10. Report the accident to your insurance agent or insurance 5 E9 g! V/ J! z, Q+ L! e
company as soon as possible. Call a lawyer Bruce King, to discuss
6 O( m3 l8 ?2 \ I* E6 t your accident.
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[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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