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本帖最后由 PTL 于 2013-3-12 10:45 编辑
4 T$ c4 ?/ d# L1 x6 [kismet 发表于 2013-3-12 09:34 
8 i2 w1 O$ G: K e5 {& ~8 U0 g能具体说说这个提前拿退休金的事么？我正准备55岁就自己提前退休呢。但从来不知道还有部分退休金可以拿。
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你的是PSPP吗？是的话，这里有些information。只是５５岁，又没有工作３５的话，拿不了全额的。http://www.pspp.ca/" N' @; p2 E1 Q, a& I$ j& c* X
* H+ w9 n8 y( t8 hWhat are my options if I leave the Plan before I reach age 55?* C% t( y! P9 j' T
You have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.
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A: O/ W% C1 `" H% q3 p; nWhat are my options if I leave the Plan before I reach age 55?
- n5 A* U: b- x3 O& W) TYou have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55. ?1 \7 z: _: y5 }3 n s0 H
2 b! o# c) f: }0 b6 o% iIf you are 55 or older, you may:
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# Y r4 A5 d3 }' H# w6 S; j0 hreceive an immediate monthly pension, as well as any
1 u# m8 E( r) b. [excess contributions. (If you choose to receive your& r6 d- X' b; f0 ]2 P) ^* V
pension before you turn 65 or before your age and years9 j4 q5 o! B) o3 Q- X
of service add up to 85, your pension will be reduced.
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, W1 |, [% X" Q7 y" p+ M& |Reduced pension
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You can retire any time after you reach age 55 if you have at least
" ~! k9 D. B4 l) ftwo years of service (including any CPS). " w1 N ?' e- z5 c5 u+ l
1 V" L. s% ^- A4 NYour pension will be reduced* _# R" [1 W. `: a" s
by three per cent for each year you retire early. ) V- F; j3 X$ R; @& R
* u$ j6 M0 j6 W s# l& DThis reduction will6 N6 R! F6 |0 C5 i
be based on the number of years your age is short of 65, or on the
; t4 C4 I7 _5 ~# V& o% x5 K9 E: i' Fnumber by which your age plus years of service is short of 85 points,
: K d G% n% o, owhichever gives you the higher pension.
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Here is the users' book: http://www.pspp.ca/members/publications/PSPP_Member_Handbook.pdf p" ~) f2 d6 ]4 y" E3 A+ C
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楼主: 菩提树
狗仔卡
发表于 2013-3-11 19:32
显身卡
楼主
发表于 2013-3-11 19:47
