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加拿大最好的活期利率 RRSP TFSA

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发表于 2010-1-17 11:23 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
介绍一下省钱+白赚25块钱奖金的办法。其实不少人都不小心在自己的支票账户(chequingaccount)里面放了不少钱,有的是有意留着以备急用,有得就是刚发的工资。可是不知道你想过没有,假设你的支票帐户总是保持5000块,这些钱如果存起来1年的利息就是150多块。现在金融危机,省一点是一点,为什么要白白损失150块呢。在加拿大呆久了的朋友都知道INGDirect,他就是一种活期账户,3%的利息(TFSA),跟你现有的支票账户通过电子方式连起来,钱暂时不需要的时候就转到 INGDIRECT赚利息,需要钱的时候只需要等一到两天.钱就可以从INGDIRECT转回支票账户。. 那位朋友说了,我的钱存在ING安全么?您尽管放心,ING总部在荷兰,截至2008年,它已经是全球第9大公司。截至2007年INGDIRECT加拿大分行已经有150万用户,存款额达到230亿。INGDIRECT加拿大分行也是受 CanadaDepositInsuranceCorporation保护的,10万以下的存款都有破产保护,跟加拿大的主要银行享受同样的待遇.他就是以这种不设分行的方式,才能给那么好的利率,而且 INGDIRECT也不是取代支票账户的,是一个很好的补充。( F' u- v3 ^, g" o: r' B4 J
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开账户也很简单, 只要登陆网站 www.ingdirect.ca/referafriend/  然后填写个人信息提出申请,欢迎使用我的推荐码 (orange key) 13336440S1,可以拿到$25块钱的奖金。如果你能介绍50个朋友,也就可以拿到2000块奖金。/ @' d/ O$ X6 r

  {- r- l: n9 \6 m; `* |$ [5 e注意申请者需有SIN。  I+ M* M  v4 Q, j4 j# d
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ING DIRECT的所有利率情况如下:
2 x3 M; B; d. e- m6 YInvestment Savings Account (ISA) 1.35%7 V* G4 m/ G8 |+ x  m+ X- Z
US$ Investment Savings Account (ISA) 0.75%; d' `9 O, \; E  V3 U
RSP Investment Savings Account (RISA) 1.35%1 p; r6 t' Y; T7 b
Tax-Free Investment Savings Account (TFSA) 3.00%
* Q  j% w8 M2 b' g( Z: I% U! }Children's Savings Account 1.35%3 f2 M: j; C: z1 e' h* V& q
Business Investment Savings Account 1.35%
# W0 Z: C! o3 P1 h  JUS$ Business Investment Savings Account 0.75%% X, }9 e+ X# W* j' `* U8 K
Guaranteed Investment (GIC) - 1 Year 1.25%
0 b+ s9 i* q- h7 \) x2 _4 VGuaranteed Investment (GIC) - 1 ½ Year 1.50%
" b( Z* a0 L. F% e6 UGuaranteed Investment (GIC) - 2 Year 2.00%. o0 X5 d4 K  T, e# p8 p6 d6 r
Guaranteed Investment (GIC) - 3 Year 2.50%2 G$ Q! A/ u: `6 ^
Guaranteed Investment (GIC) - 4 Year 2.50%
% O0 p" I  A4 j9 xGuaranteed Investment (GIC) - 5 Year 3.25%/ y3 g9 I- `8 a& E: @
US$ Guaranteed Investment (GIC) - 1 Year 1.00%3 |1 G3 v7 o4 r$ k2 _! A  W
US$ Guaranteed Investment (GIC) - 1 ½ Year 1.10%
- R* X$ B' r" h6 h0 ZUS$ Guaranteed Investment (GIC) - 2 Year 1.25%3 N* R4 l8 b# B2 R
US$ Guaranteed Investment (GIC) - 3 Year 2.00%
% r" S6 O1 D: p; P' aUS$ Guaranteed Investment (GIC) - 4 Year 2.00%
  s0 ^0 c& A7 }# x* V' q* yUS$ Guaranteed Investment (GIC) - 5 Year 2.00%
5 q0 R5 z, g# FShort Term Guaranteed Investment (GIC) - 90 Days 0.50%! J- W8 v( D& B6 h: l& a
Short Term Guaranteed Investment (GIC) - 180 Days 0.50%
% s! F* @0 P' u; SShort Term Guaranteed Investment (GIC) - 270 Days 0.50%
: Y: n9 H# O5 M# b  }6 o4 bUS$ Short Term Guaranteed Investment (GIC) - 90 Days 0.80%8 a; T9 W7 B' I7 h9 v: K/ }
US$ Short Term Guaranteed Investment (GIC) - 180 Days 1.00%. G" W/ j; ~- x/ d' P7 W5 J, h, X
US$ Short Term Guaranteed Investment (GIC) - 270 Days 1.00%
1 F: V+ _) r8 t3 J3 S) t( `Business Guaranteed Investment (GIC) - 1 Year 1.25%
' h/ |1 W" J# tBusiness Guaranteed Investment (GIC) - 1 ½ Year 1.50%% x) s( Q  S& t0 B# T6 @; ^* k$ Y
Business Guaranteed Investment (GIC) - 2 Year 2.00%
; Z; a: n7 w# i% F2 ^: A* LBusiness Guaranteed Investment (GIC) - 3 Year 2.50%* Z3 y+ w2 M3 X) Y" N- p# F0 [' D
Business Guaranteed Investment (GIC) - 4 Year 2.50%
4 ]% p' L# r/ r8 ]' \Business Guaranteed Investment (GIC) - 5 Year 3.25%: w/ n% Y$ `5 r) u% S
US$ Business Guaranteed Investment (GIC) - 1 Year 1.00%. I6 t$ {  ~) _+ S5 w7 ?
US$ Business Guaranteed Investment (GIC) - 1 ½ Year 1.10%
) e' F+ @" _" vUS$ Business Guaranteed Investment (GIC) - 2 Year 1.25%4 v: L6 _( I  B9 S5 a$ x; T
US$ Business Guaranteed Investment (GIC) - 3 Year 2.00%2 C8 x- L# d& t! {2 W
US$ Business Guaranteed Investment (GIC) - 4 Year 2.00%
* Q0 \& V" E* t7 J* z* OUS$ Business Guaranteed Investment (GIC) - 5 Year 2.00%
* k% z0 N2 r3 L+ kBusiness Short Term Guaranteed Investment (GIC) - 90 Days 0.50%( G- M: d% o' Q, |( ~8 e
Business Short Term Guaranteed Investment (GIC) - 180 Days 0.50%
9 D; y" q3 k% l" s) TBusiness Short Term Guaranteed Investment (GIC) - 270 Days 0.50%- ]0 A, N/ l) [: F5 O6 s
US$ Business Short Term Guaranteed Investment (GIC) - 90 Days 0.80%
* ~- o4 u7 a. s7 ~  |US$ Business Short Term Guaranteed Investment (GIC) - 180 Days 1.00%
; U6 k8 t' U# B% q! B9 N$ PUS$ Business Short Term Guaranteed Investment (GIC) - 270 Days 1.00%( J4 t3 W2 s0 P4 s5 ]+ B% h
RSP Guaranteed Investment (RGIC) - 1 Year 1.25%
: B4 g8 c9 d; N& ^4 W0 P* zRSP Guaranteed Investment (RGIC) - 1 ½ Year 1.50%3 c# N* m/ N" I4 N- V
RSP Guaranteed Investment (RGIC) - 2 Year 2.00%
1 S. P/ e  p5 d& m9 C9 B4 [RSP Guaranteed Investment (RGIC) - 3 Year 2.50%
% y. O* `2 J, u- PRSP Guaranteed Investment (RGIC) - 4 Year 2.50%
" b3 r" R  X5 z0 ARSP Guaranteed Investment (RGIC) - 5 Year 3.25%% X8 z- ]9 W; n0 m" Q
Short Term RSP Guaranteed Investment (RGIC) - 90 Days 0.50%# u! p+ D4 F' F' P4 ^6 i* p+ K. v7 ]
Short Term RSP Guaranteed Investment (RGIC) - 180 Days 0.50%' ~! j, N# z8 ^1 s. \! F
Short Term RSP Guaranteed Investment (RGIC) - 270 Days 0.50%& u- }  p+ ^2 C% a* M% f
Tax-Free Guaranteed Investment (GIC) - 1 Year 1.25%
" w1 r) a$ h4 a, k4 |& e0 iTax-Free Guaranteed Investment (GIC) - 1 ½ Year 1.50%
$ V0 b) E  T  k0 k9 Q4 D) q6 x0 _Tax-Free Guaranteed Investment (GIC) - 2 Year 2.00%6 U$ ]* c1 I( i. L, ~$ k% d
Tax-Free Guaranteed Investment (GIC) - 3 Year 2.50%9 N( F) _% W* l7 W/ G) o9 K& `
Tax-Free Guaranteed Investment (GIC) - 4 Year 2.50%
3 J- S: `! O4 v. h# [Tax-Free Guaranteed Investment (GIC) - 5 Year 3.25%: T% C) b6 O  Z5 ^
Tax-Free Short Term Guaranteed Investment (GIC) - 90 Days 0.50%
9 s2 C, J' W( N/ zTax-Free Short Term Guaranteed Investment (GIC) - 180 Days 0.50%
; y2 {3 F; A  U% W# _5 a/ l( pTax-Free Short Term Guaranteed Investment (GIC) - 270 Days 0.50%
1 z# Q! _% x6 [! g) v1 ?' _; zCredit Account as low as 3.95%$ z7 c! H, T: l# @0 c
unmortgage - 1 Year 3.39%6 z* F3 L& z8 E
unmortgage - 2 Year 3.59%
/ ?  P3 j; a; Q5 [* w9 eunmortgage - 3 Year 3.65%8 m$ E+ Y% R. A; U
unmortgage - 4 Year 4.09%
* N& k6 s$ W  |% Dunmortgage - 5 Year 4.49%
- g' n) P% C6 K2 g: O3 B" Runmortgage - 7 Year 5.50%
% M+ A+ g; s  |unmortgage - 10 Year 5.50%
1 w, p6 k  z0 r, M" N4 tunmortgage - 5 year variable
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