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发表于 2005-12-30 20:11 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
银行英语口语-新开帐户
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# n4 c5 R" m( o; p7 x! _1 nWhat kind of account did you have in your mind?- R, k% ?; B  L# R' r: w8 y2 y( G
你想开哪种帐户? ( `9 i0 B% ]5 Z8 c: k) L5 K

9 u7 Z5 c% K+ RDo you like to open a current account?
* b0 p3 s6 a2 ?! k你想开一个活期存款帐户吗?   a# l- f( d( N( Y

, v# J! e/ m- f- P4 @, }$ BA deposit or current account?
# h. u7 U( a' I定期还是活期? , g+ S, X: c& ^9 P' |% h
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Please tell me how you would like to deposit your money., [' ^- ?! G  t( @$ A
请告诉我你想存何种户头? ' t" R9 E9 M; z* P* S+ T
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There's a service charge for the checking account but no charge for the savings.( M# W' `5 f0 T7 i
支票户头要收服务费,现金户头不收。
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Our minimum deposit for a savings account is 100 dollars.0 ]/ [3 I! B& m( n
我们储蓄存款的最低存款额是100美圆。 3 K4 p5 M* N) U/ _; s

/ U$ C! c; R; C, S! T' AFive yuan is the minimum original deposit.
5 t( Y0 f5 p5 ?3 f2 ~3 X  m最低起存款额是5元。 * n1 Q2 ^0 \6 g/ V( D
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You can open a savings account at any time with an initial deposit of 50 dollars.
+ l9 L* j0 n1 a/ B) l你可随时以50美圆的起存额开立储蓄帐户。
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Even one yuan is all right.
+ @. W3 `7 [' ]$ \* v2 A+ J9 v( _* |甚至一元也可以起存。 + R/ A! L0 C3 g2 B' z2 i
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Here is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.9 X' l- h5 i# Z' |& s2 ?
这是你的存折,存取款时请带来。保管好存折,遗失请告诉我们。
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I should like to open a current account.
" T  S$ ?9 F! y1 F" w6 M* a& F( K% ~我想开一个活期存款帐户。 & a  L' [9 d$ b$ A

5 g2 u* f' [7 V5 y4 m! ?I need a checking account so that I can pay my bill.
. y! q& a" ^/ Y' o! o我需开个支票帐户,这样就能付帐。
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We'd like to know how we open a checking-savings account.
5 X; F3 R/ h1 M8 X3 W7 [; C我们想知道如何开一个支票储蓄帐户。 + K% P; ?0 e! r1 T1 k* B
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I have a checking account here.6 j2 s  P+ \4 h! y  T
我在这里有一个支票存款帐户。 3 f1 r* f2 m3 N2 Y& `
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I think I'd like a deposit account.
. d2 L+ G- y3 x我想要开个定期存款帐户。 5 p0 A& J: ~  o  {" `) f$ g

/ w9 p( T- G6 j" m8 eCan I open a current account here?+ a6 P$ i# {0 m* O; j
我能否在这儿开个活期存款帐户? # T/ R. r, r9 ]- O

: k/ X. v7 ?  g' a' m- x: `# EI want to open a deposit account with you.4 \0 q8 d- Y. {4 G: Q$ U+ T
我要开个储蓄帐户。 : Y# g1 @0 k0 n
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I'd like to open a deposit account with you.- O- R  ^; W  W$ ^6 u9 M& h$ J1 w6 g
我想在你们这儿开个定期存款帐户。
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6 p: X/ x7 _2 {Could you tell me the difference between a savings account and a checking account?9 }( e1 o$ I: G% B! y  p. {1 I
请告诉我储蓄存款与支票存款的区别好吗? ' `/ g7 ?, G0 d9 S/ K

5 Y1 x! X$ a. Z  ?4 `8 G' JPlease tell me the procedure for opening a savings account.9 `+ X0 N3 N: C
请告诉我开个储蓄帐户需要什么手续。
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Will 100 yuan be enough for a minimum deposit?
2 @' `9 m- B1 G100元作最低存款额够吗?
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I'd like to know whether a 200 yuan deposit will be enough for opening a checking account.
+ m( D; A& k( {$ J$ O: Y4 }& `, X我想知道开一个支票帐户200元存款是否够。 ; e% Z  {/ v- J6 g! B: q8 o

" w2 M- |. X( ?9 q7 a: XCould you tell me how to operate this account?  I: e6 J2 d& t5 _" k( k7 A
请告诉我如何经管这个帐户好吗? $ |7 ?. N2 |. g! n; `
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Is there any minimum for the first deposit?+ c' \1 [9 L' K0 T2 B
第一次储蓄有最低限额吗? : m) ^4 q5 O" x! k/ ]1 c

  x" d' ]7 n0 b) Y9 }How much does each account cost?
9 h" ~! e/ P9 S每个帐户要花多少钱?
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- t, Z2 J* b9 n* x3 n. \, NUseful Phrases 2 Q% U) N$ S# s! X, n' F
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current deposit, current account 活期存款: y  B( ?  I- I- a# M! }0 L' M: Y
fixed deposit, fixed account 定期存款* d  \8 L/ x. {8 v' @9 C- i
fixed deposit by installments 零存整取) B! h, m# a: K* u+ }1 n" X9 ]
joint account 联名存款帐户3 c1 v' R" b1 d# ?0 b2 j. c/ r6 k
to open an account 开户头
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 楼主| 发表于 2005-12-30 20:12 | 显示全部楼层
银行英语口语-存款  F6 H/ n: d. x. }4 F4 {

6 A. k6 W" N, T/ ?- h( sHow much do you want to deposit with us?9 T. J& @* f$ R
你想在我们这存多少? 6 a5 D4 A+ D4 P5 b1 D! }4 Y1 e

' e. F: Y2 z9 t( `8 y0 ^* s/ RHow much do you wish to pay into your account?1 R# y) A1 ?/ ?! o# Y2 D
你希望在你的户头上存多少?
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How much money do you plan to keep in your account on a regular basis?7 z6 }/ t9 Y$ B
你计划在你的户头上定期存放多少钱?
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How much cash do you plan to deposit in your account?2 _5 h' s! {, H, n4 i
你有多少钱要存入呢?
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6 C3 G6 _* A1 s2 P& KI think you may deposit your money with the bank, or leave it here for temporary safe-keeping.
2 _( l5 `9 y: G  u4 B0 |我认为你可把钱存入银行,或留在银行暂保管起来。: b8 Z  u3 u$ H  g: S# ^5 \
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Would you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?( {( X( u6 ]9 C: I  P
请填张存款单,写明要存的数额以及你的姓名,地址和工作的单位,好吗?
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I want to deposit 300 yuan in my account.
3 z2 F! m% i  z! Y1 K5 P6 c我想在我的户头上存300元。
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7 |& C0 c; p; ]  ]* A7 _I want to deposit these cheques in my account.
! M0 k% D& W7 B5 O  {& L我想把这些支票存在我的户头上。
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I'd like to pay 200 yuan into my deposit account.
% g9 x2 {' A/ s( x0 ?8 P我想在在我的定期存款户头上存200元。0 d/ g) h; k. n4 ~0 @& i1 c  J
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2 ~: C, m4 F3 TI want to deposit my paycheck.: S; m6 F! O2 V. [( o3 M: _
我想存入我的工资支票。) @% ~# d2 y& v( r  L8 r
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I'd like to know whether I can cash a cheque here.
1 M7 U3 b' O  |* K* ]8 T; g, M我想知道我能否在这兑换支票。* U& V: ^1 m! v/ ~1 Z0 M

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Will you please cash this traveler's cheque?
2 E' f! }9 J: x2 n$ r请兑现这张旅行支票好吗?
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I'd like to cash this money order.: ~9 y0 G/ d6 ]6 A8 z
我想兑现这张汇款单。7 Y& S7 p9 p# B+ o- T

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I want to cash the balance of a traveler's letter of credit.2 k4 b1 F- b( Q4 _2 P' ~8 v1 U
我要把旅行信用证的结余兑现。! V! S" l5 h# Y7 t

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Will you please tell me whether you charge for cheques?& G5 J' y- z" m- m
请告诉我兑换支票收手续费吗?
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$ e; i7 T, q4 V3 _; e+ [, {Could you tell me how much the checks cost?, U% u5 |" {* K% }$ O0 v
请告诉我这些支票要花多少钱?
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6 `3 n3 x6 A( i1 k# q2 z8 pWhat if I overdraw?5 K7 ]: @4 ]7 R; v0 n# _8 f
如果透支了怎么办?6 t% c' }( O7 t" z7 J9 H3 j
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' j/ }  x1 O" O% ?5 ~2 b) l, s' RPlease sign your name on the bottom line if you want to cash the check.0 q  }& K; d- b( R- J# |# m
如果想兑支票,请在底线上签名。. u& \' h% o+ c/ e

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2 U& J$ s& q% l1 B5 G1 w6 P1 q3 lPlease write your account number on the back of the check.7 o6 ^  w, N- i  u( H
请在支票背面写上你的帐号。
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& J' m( d- t8 A$ Z2 wWe honored the check as the overdraft was only 5 yuan.
% {* C/ E, B3 g我们承兑这张支票的透支额只有5元。
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Please endorse the cheque.
% ?# u7 \2 z' }4 N$ u2 Y0 N请背签这张支票。
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3 a- y* D" |- G/ Y; D- z4 [( VThe traveler's checks cost 1.5% of the total amount of purchase.5 V, q6 b& G4 o* R6 _
旅行支票手续费是购买总额的1.5%。8 i' H' }6 r% W% \8 ^8 @7 P6 |
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) o3 C! E% m6 AHere's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".
8 U0 k: {" N3 b  _& ~3 I这是一本支票簿,你邮寄支票时,注意要在支票上打叉线。但是如果你本人想开张兑现支票,就不可打叉线。
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Each cheque you write will cost 2 dollars.# L9 n6 E; n; S: A! v
你每开一张支票将花2美圆。0 v1 g7 q) R( q  _  f
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Useful Words and Phrases 0 D! X# d/ [% I4 r: e( i5 b7 l

# s# e4 r% e1 o9 l* gaccount number 帐目编号
( Y! s% s4 o4 ^% V+ pdepositor 存户
+ }/ J0 m% w- j, Zpay-in slip 存款单
* J- N. E) g9 G. g: F4 na deposit form 存款单
+ A; A5 V% P/ g; za banding machine 自动存取机2 m) f' S6 D5 l4 o  l/ `. Z
to deposit 存款, U" w' C  N: F# |6 G
deposit receipt 存款收据3 \; s# m) O7 p( y3 I) ?/ ]9 K0 Q
private deposits 私人存款
' M- [# N5 z1 b, J: Pcertificate of deposit 存单; j# l& v% g$ g6 Q( _
deposit book, passbook 存折
6 c: R$ _1 n! v1 E$ ~( s/ Tcredit card 信用卡, j$ {# W3 Y1 c- c" x
principal 本金& L6 M/ n0 S6 V3 L1 E  I; B
overdraft, overdraw 透支
: l! Y  Z: e* ^( \0 Cto counter sign 双签
! W& @) I, c, V( G$ zto endorse 背书3 ^+ u5 l6 m; W' e! ~
endorser 背书人; U; S6 `7 u& ~3 l
to cash 兑现# E' _. |  T, f; W# @$ V
to honor a cheque 兑付
/ |& J' I) G7 _3 M: O7 M2 eto dishonor a cheque 拒付
6 l4 P( I3 a" p% s3 qto suspend payment 止付, W  f. k* r* I
cheque,check 支票
- T: @) N' |* bcheque book 支票本
6 r7 P9 e" e4 ?( V2 U! a& sorder cheque 记名支票, L/ u: k6 A) W6 |" c6 P7 d" I2 q
bearer cheque 不记名支票
/ L' ^+ x6 L$ U* d7 c4 P  dcrossed cheque 横线支票
6 `1 F1 v- g5 a* V7 X  }$ Nblank cheque 空白支票
, o' I- @' o. ~! ?. a. r9 trubber cheque 空头支票
2 N  N- Z2 K/ ]7 w. F- d1 ~5 Ocheque stub, counterfoil 票根
; P+ R% t4 A; Y+ s! {- ocash cheque 现金支票1 Y# v4 ^6 r% F" h; z
traveler's cheque 旅行支票
" R3 r- ]8 `. Ocheque for transfer 转帐支票6 C! R" |# K, f+ ]+ A1 ^
outstanding cheque 未付支票3 i$ z% p& j' Z; c" o+ x
canceled cheque 已付支票& s' y$ F! T% z- ~# R- m" w7 y7 S" @
forged cheque 伪支票
$ j9 v4 b# I( x0 lBandar's note 庄票,银票
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发表于 2005-12-30 20:28 | 显示全部楼层
很有用的帖子   DING!!!!~~~~
老柳教车
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发表于 2005-12-30 20:31 | 显示全部楼层
老杨团队 追求完美
Very good one!
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 楼主| 发表于 2005-12-30 20:46 | 显示全部楼层
银行英语口语-取款、结余! B+ \  k4 {- X& T

+ j8 q2 ~1 d+ t& n) t' aI'd like to know if I can draw on my account for payment of things I buy in Tianjin., D( j- x' B1 a
我想知道一下我是否能提取存款来支付天津购物的费用。# n4 O9 R1 I& U' w5 Y
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I want to withdraw 200 dollars from my deposit account.
) V" t" q4 G6 m$ U我要从我的定期存款中支取200美圆。
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- C5 p: C2 K3 }! y. F3 g0 }0 f, uI want to close my account with you.
  D$ F4 c7 B* x. k! w+ H5 K' r5 v: ]+ V我想结束在你们这儿的帐户。
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I'd like to draw 100 yuan against this letter of credit.9 H& c3 e2 j+ h6 F0 a
我想从这份信用证上提款100元。
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May I draw money against the letter of credit here?5 [( @) L' D# I1 t3 R
我可以在这儿用这份信用证取钱吗?
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Could you tell me my balance?
" a; l( X. [9 ]' p能否把存款结余金额告诉我?1 x+ C: ?4 k2 d6 z4 y7 J7 ?
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, b' u/ {0 P  n3 P4 MPlease let me know my balance.
, C; L! D1 |5 ^% u7 p5 E请告诉我结余金额。! Y' ?7 {2 C, S. G! o

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# V7 V, Q0 k" E7 c) b) T" z) ^2 s$ CI think you can draw on this account by cheque in payment of goods.8 p' K  ?$ ]& \6 [1 y
我以为你可用支票提款支付购物费用。
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Your balance at the bank is 300 yuan.8 Q# A+ Q6 ?- c1 o
你在本行的结余是300元。% d' y$ q9 Z  w# C5 m2 L
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Your deposit is exhausted.* i' b% x0 ~# G7 M
你的存款支净了。
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Your letter of credit is used up.
. k' W- U& U& S* _, o你的信用证用完了。7 e3 {' R( j) @
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9 B: m, N2 ^! T, w5 T9 M/ l6 M" \3 ?Please tell me how you wish to draw your money.7 V: z- R  u# F5 B4 }. X0 [
请告诉我你希望怎样支款。/ i: O$ U5 T1 l" K; n
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/ B0 W0 n6 m1 P1 mFill our a withdrawal form, please.
; M/ q& y3 h& \/ v请填写取款单。* J, B% O& B) E) Q8 h
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4 |* [2 \7 d: f! }The letter of credit is exhausted.
3 [3 |! l" {8 W& \( d1 a8 c信用证上的款子已提清。1 a$ V4 s! t5 B- L0 g
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The letter at Counter 6 will pay you against your number slip.
3 v' A) g7 p, c8 M& v六号柜台的出纳员将根据你的号码牌付给你钱。 & n) X7 z$ ]- }# ~6 D

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Useful Words and Phrases $ G( ]' r1 G3 ~

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$ ?$ ~  M* r1 s; l3 {: jto close an account, to clear an account 结清5 W& m- `2 ^. @) F
to draw money 取款* o6 e- _/ M& D7 Y
drawing-out slip 取款单; Q8 u: v3 `4 q# z* t  Z7 c1 q& q
the number slip 号码牌
! Z. P' G  @$ g9 I! h9 na withdrawal form 取款单
; e5 e0 r; o( Q% C1 l- S7 Cto fill in the receipt in duplicate 一式两份填这张收据
3 V5 ~! h  Y! u  oteller, cashier 出纳员
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发表于 2005-12-30 21:32 | 显示全部楼层
非常有用,搂主真热心呢。
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发表于 2006-1-2 07:48 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
好,已收藏!
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发表于 2006-2-16 20:55 | 显示全部楼层
原帖由 fay 于 2006-1-2 06:48 发表
/ Y0 V$ J% m& K+ r# K; `% x* ^好,已收藏!

0 M  @8 _% ^, t( G: I3 hMe too.
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发表于 2006-2-18 01:23 | 显示全部楼层
7 b; v! X# k8 e- t( e8 a! h
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发表于 2006-3-2 17:20 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
强烈支持!不错
老柳教车
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发表于 2006-3-3 00:38 | 显示全部楼层
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